10 Smart financial Tips for 2012

1. Seek GOD to guide your decision making.
2. write down a do list and follow it
3. Re- think your banking
4. use your gift cards
5. check your credit report
6. Be wise and watch on your expenses
7.Go green not plastic
8.Plan your retirement
9. Stay healthy
10.plan your savings

thanks smart team
added link http://www.abcactionnews.com/dpp/money/personal_finance/10-smart-financial-tips-to-begin-2012-wptv-share1326743047262